Introduction: Solo in South Philly

This blog is for informational purposes, nothing within its content should be construed as legal advice.

My name is Mark Kachhi. I’m a Pennsylvania licensed attorney and the owner of a law firm, based in South Philadelphia, which specializes in Bankruptcy, Criminal Defense, and Family Law.  Many of my fellow attorneys regularly write blog posts to provide insight into their areas of practice.  I often find these posts to be helpful when I am looking to understand a legal concept, or when I need a quick general answer on a topic.  For my blog, I plan to do something slightly different. 

When I read another attorney’s blog posts, I find that they generally fall into two categories: 1) the attorney is nerding out on a topic that only other legal nerds would appreciate, or 2) the blog post is intended for a targeted audience with a specific problem or interest.  I do not have a problem with either approach.  These are both wonderful offerings for people flipping through the internet on their phones while waiting in the grocery line. 

I drew some inspiration from Katy Milkman, a podcast host of “Choiceology,” a podcast by Charles Schwab that explores the lessons of behavioral economics.  Katy is a behavioral scientist and professor at Wharton School of Business and, for those of you who don’t know, Charles Schwab is a financial services company.  The two could have partnered to create a podcast nerding out on economical concepts but, instead, they created a podcast that captivates an audience beyond Wall Street and academia.  Each Choiceology episode tells us a story.  The story could be about sports, travel, politics, history, etc., then, throughout the story, the host ties in psychological traps and economic biases that can lead a consumer to make expensive mistakes.  The underlying purpose of the podcast is to teach us to make smarter choices, and the lesson is taught through an interesting story that we can all follow.

My blog will attempt to incorporate some of these elements while adding my own distinctive flare (such as introducing slang the cool kids are using, like “nerding out”).  I will introduce a topic which lawyers and people of every profession may have some knowledge or interest in.  Then, I’ll provide a unique take on the topic while also introducing a legal concept to my audience.  My first entry will be something many of us are familiar with: student loan debt.  I will explain how the government has already created programs that are the functional equivalent of bankruptcy, but better.  Please read my next post, and I hope that you continue to follow this series.                    

This post should not be construed as legal advice.

Mark Kachhi, is licensed to practice law in Pennsylvania.  His office is located in the West Passyunk neighborhood of South Philadelphia.  Mark Kachhi offers a free consultation for people in financial trouble who are considering filing for bankruptcy.  Please contact The Mark Kachhi Law Firm, PLLC at 215-439-7899.

 

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The Student Loan Crisis: The Government Did NOT Fail Us